Live view of everything between your balance and the till.
We publish incidents here as they happen, and we leave them up afterwards.
Last checked
· all times UTC
Components
Operational Degraded Outage
Website
Public pages, sign-up and sign-in.
Operational
9030 days ago99.993% uptimeToday
Dashboard
Balances, cards, settings.
Operational
9030 days ago99.993% uptimeToday
API v1
The public REST API and its keys.
Operational
9030 days ago99.971% uptimeToday
Card authorisations
Approving payments in real time, online and at the till.
Operational
9030 days ago100.000% uptimeToday
3-D Secure
Delivering the confirmation code for online payments.
Operational
9030 days ago99.951% uptimeToday
Crypto deposits
Opening deposit addresses with our payment provider.
Operational
9030 days ago99.974% uptimeToday
Deposit crediting
Turning a confirmed payment into spendable balance.
Operational
9030 days ago100.000% uptimeToday
Interest accrual
The daily pass that calculates and pays interest on balances.
Operational
9030 days ago100.000% uptimeToday
Physical card fulfilment
Producing and dispatching plastic cards.
Operational
9030 days ago99.832% uptimeToday
Scheduled maintenance
Nothing planned. We announce maintenance here at least 48 hours ahead.
Past incidents
5 in the last 90 days
Outage
Site unreachable from some networks
9 Sep 2026 · 18:29–18:38 UTC
· 9 min
Visitors on certain networks could not reach the site at all, while others saw no problem. Balances and cards were never affected.
WebsiteDashboardAPI v1
18:38
ResolvedRouting is restored and the site is reachable everywhere we can test from.
18:34
IdentifiedOur edge provider is having a routing issue in one region. We have opened a ticket with them and are failing traffic over.
18:29
InvestigatingWe are getting reports that the site is unreachable from some networks. We can still reach it from ours, which points at the edge rather than at us.
Degraded performance
Physical card dispatch paused
11 Aug 2026 · 12:37–16:15 UTC
· 218 min
Card production was paused for part of the day. Orders placed during the pause were queued and dispatched afterwards, in order.
Physical card fulfilment
16:15
ResolvedDispatch has resumed and the queue has been worked through. Delivery estimates shift by about one working day for the affected orders.
14:04
IdentifiedThe pause is on their side, on a batch printer. No order has been lost and nothing was charged twice.
12:37
InvestigatingOur card producer has paused dispatch this morning. Orders are still being accepted and are queued.
Degraded performance
3-D Secure codes delayed
3 Aug 2026 · 09:34–10:37 UTC
· 63 min
Confirmation codes for online payments arrived several minutes late. Codes issued during the incident stayed valid; some checkouts timed out and had to be retried.
3-D Secure
10:37
ResolvedThe queue is clear and delivery is back to normal. If a checkout failed during this window, starting it again issues a fresh code.
10:19
MonitoringThe queue is draining and new codes are going out within seconds. We are holding this open until it is empty.
09:52
IdentifiedA backlog built up on our outbound mail path after an upstream provider rate-limited us. Messages are queued, not dropped.
09:34
InvestigatingReports of 3-D Secure codes arriving late. Card payments that do not require 3-D Secure are unaffected.
Outage
Elevated error rate on the v1 API
5 Jul 2026 · 14:25–14:53 UTC
· 28 min
A share of API requests returned 500. The dashboard, card payments and deposits were not affected.
API v1
14:53
ResolvedThe rollback is complete and error rates are back to baseline. Failed requests can be retried as-is — no card or deposit was created twice.
14:36
IdentifiedThe cause is a change shipped a few minutes earlier. We are rolling it back.
14:25
InvestigatingWe are seeing a raised error rate on API requests following a deployment. Investigating now.
Degraded performance
Slower deposit address creation
24 Jun 2026 · 18:56–19:30 UTC
· 34 min
Opening a new deposit address took far longer than usual. Deposits already open were unaffected, and no payment was lost.
Crypto deposits
19:30
ResolvedLatency has been stable for fifteen minutes. No deposit was lost and nothing needs to be re-sent.
19:22
MonitoringAddress creation is back to normal timings. We are watching before calling it resolved.
19:08
IdentifiedOne of our payment provider’s upstream nodes is responding slowly. We are routing new requests away from it.
18:56
InvestigatingWe are seeing elevated latency when reserving a deposit address. Existing deposits and card payments are not affected.
How we report
An incident goes up here as soon as we can confirm it, before we know the cause.
It moves through Investigating, Identified, Monitoring and
Resolved, and every update stays on the page afterwards. We do not quietly
edit history, and a degraded window counts against uptime exactly like an outage.
If everything here is green and something still is not working for you, it is probably
answered in the help center — a declined payment, a deposit that has not
landed and a 3-D Secure code that never arrived each have their own entry.