You are building a wallet or financial product and need to evaluate a branded card programme for your users.
Visit Gnosis PayA closer comparison
Gnosis Pay
vs CryptoCard.
Gnosis Pay’s current site focuses on card programme infrastructure for wallets and financial products. CryptoCard’s API manages cards within a CryptoCard account. These are different integration scopes.
Gnosis PayCard programme infrastructure
- Onboarding
- Cardholder KYC
CryptoCardCrypto-funded Mastercard
- Onboarding
- Email onlyNo identity documents
The decision in brief
Manage your cards, or launch a card programme?
Choose the comparison based on what you are building. For a customer-facing card programme, examine Gnosis Pay’s onboarding and issuer infrastructure. For automating your own CryptoCard account, start with CryptoCard’s API and active-card limits.
You need to create and manage cards in your own CryptoCard account through a documented API, within the account’s limits.
See CryptoCard fees| What matters | Gnosis Pay | CryptoCard |
|---|---|---|
| Product scope | Branded card programmes and payment infrastructure. [1] | Crypto-funded card account with a management API. |
| Custody design | On-chain Safe accounts controlled by their owners, with spending modules. [2] | A service-held USD spending balance after funding. |
| Cardholder onboarding | The documented card-order flow includes Sumsub KYC. [3] | Email-only account signup. |
| Developer workflow | Wallet authentication, user onboarding and card programme integration. [3] | Scoped API keys for supported account and card operations. |
| Commercial comparison | Confirm programme terms and deployment costs with Gnosis Pay. [1] | Published account fees: 1% top-ups, first virtual card included. |
CryptoCard figures: fee schedule, terms and API documentation. External figures refer to the offers and regions described. This page is published by CryptoCard and is based on documentation, not a hands-on test.
Define who the cards are for
Automating cards in one account is different from offering cards to customers of a new product. Gnosis Pay markets infrastructure for the latter. Before comparing API endpoints, define your cardholders, supported countries, compliance responsibilities and required issuer relationship. [1]
Understand the Safe account model
Gnosis Pay describes a Safe account owned by the user, with modules controlling spending permissions and transaction flows. Review those permissions and recovery assumptions as part of an integration. CryptoCard’s API does not turn a service-held prepaid balance into a self-custodial wallet. [2]
Budget the complete programme
For a card programme, a per-card price is not the whole project cost. Confirm onboarding, operational support, implementation work and commercial conditions. CryptoCard publishes account-level card fees, but those prices do not constitute an offer to operate a white-label issuing programme. [3]
Your questions
Gnosis Pay,
with the details clear.
Is Gnosis Pay just another prepaid-card website?
Its current website focuses on branded card programme infrastructure. Its documentation also describes the underlying card and Safe account system.
Does self-custody remove Gnosis Pay KYC?
No. Its documented card-order onboarding includes identity verification through Sumsub. Custody and identity checks are separate questions.
Is CryptoCard’s API a white-label issuing platform?
The published API manages a CryptoCard account and its cards. It should not be assumed to include third-party issuing programme rights or unlimited card issuance.
Check the originals
Sources, in the open.
Reviewed . Follow the provider’s current terms before applying.
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Your next step
Put a number
on your next top-up.
See your estimated CryptoCard balance before creating an account.