You already use a compatible MetaMask wallet and want card spending connected to supported on-chain assets.
Visit MetaMask CardA closer comparison
MetaMask Card
vs CryptoCard.
MetaMask Card connects card spending to supported tokens in a wallet. CryptoCard converts deposits into a USD balance before spending. Your preferred custody model is the first decision.
MetaMask CardSpend from your wallet
- Onboarding
- Regional onboarding
CryptoCardCrypto-funded Mastercard
- Onboarding
- Email onlyNo identity documents
The decision in brief
Keep tokens in your wallet, or load a card balance?
MetaMask Card is relevant if keeping control of supported tokens until payment matters most. CryptoCard is relevant if you want a prepaid balance funded directly with assets such as BTC or XMR. The free MetaMask tier still has a usage fee schedule.
You prefer a USD card balance, email-only signup and direct BTC, XMR or USDT funding, without configuring token spending permissions.
See CryptoCard fees| What matters | MetaMask Card | CryptoCard |
|---|---|---|
| Where funds sit | Supported tokens remain under your custody until payment. [1] | The service holds a USD prepaid balance after your deposit is credited. |
| Entry offer | Virtual has no annual subscription; Metal is $199/year where available. [1] | First virtual card included; no monthly subscription. |
| Funding route | Compatible tokens and networks; wallet spending permissions apply. [1] | BTC, XMR, ETH, USDT and other published deposit routes. |
| Usage charges | Token, gas, cross-border and ATM fees depend on the transaction and tier. [2] | 1% top-up fee. Network, conversion and merchant costs are separate. |
| Application | Supported-country card onboarding is separate from creating a wallet. [1] | Email-only signup; service and merchant restrictions apply. |
CryptoCard figures: fee schedule, terms and API documentation. External figures refer to the offers and regions described. This page is published by CryptoCard and is based on documentation, not a hands-on test.
Self-custody changes the funding workflow
MetaMask describes control of tokens until a payment is made. You still need a compatible asset, network and card configuration. A token being visible in your wallet does not make it spendable through every card route. CryptoCard instead gives you deposit instructions for the selected asset and credits a USD balance. [1]
Look beyond the annual subscription
MetaMask’s fee schedule distinguishes token-related fees, network gas and transaction charges. It lists a cross-border charge for the free tier and different Metal conditions. Compare the merchant country and asset you plan to use; a free virtual subscription is not a promise of zero transaction costs. [2]
Treat Metal as a separate purchase
At $199 a year, Metal needs its own cost assessment. Calculate only the benefits you expect to use, with their published caps and eligibility. CryptoCard has no annual membership; its physical card is an optional one-time purchase with shipping. The two charges buy different products. [1]
Your questions
MetaMask Card,
with the details clear.
Is MetaMask Card self-custodial?
MetaMask says users retain custody of supported tokens until payment. Card use still involves permissions and issuer rules.
Can I spend every token in MetaMask with the card?
No. The card supports particular assets and networks. Check the current card list before transferring or swapping tokens.
Is MetaMask Metal the same as the free virtual card?
No. Metal is a paid annual offer with different benefits and limits, and is available only in selected regions.
Check the originals
Sources, in the open.
Reviewed . Follow the provider’s current terms before applying.
How we research comparisonsKeep comparing
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Your next step
Put a number
on your next top-up.
See your estimated CryptoCard balance before creating an account.